Contractor Take Home

Guides

Practical reading alongside the free calculator

Short, practical guides for UK contractors who want to understand take-home pay under limited company and umbrella models. All articles are general information for education—use the calculator with your own numbers, and confirm important decisions with a qualified accountant.

Guides

Outside IR35 vs umbrella companyTax treatment, NI and why take-home often differs Umbrella margin explainedWeekly fees, employer NI and reading a quote Limited company take-home basicsSalary, dividends, expenses and what “net” really means

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Compare Outside IR35 (limited company) and umbrella take-home with your day rate, working days, expenses and umbrella margin.

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