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About

contractortakehome.uk provides a free, browser-based calculator that estimates the difference in take-home pay between working Outside IR35 through a limited company and working Inside IR35 via an umbrella company.

Purpose

Many contractors want a clear, side-by-side view of the financial impact of the two most common operating models. This tool is designed to give a transparent illustration using current HMRC rates and standard assumptions, without requiring sign-up or personal data.

What this site is not

This site does not determine IR35 status, does not provide personalised tax or financial advice, and is not affiliated with HMRC or any government body. It is an independent estimation tool only.

Contact

You can reach us at info@contractortakehome.uk.